Retirement Roadmap
Course Participation
Social Security may be one of the most important pieces of your retirement puzzle, but it is also one of the most misunderstood. Our Social Security course is designed to take the confusion out of the process and replace it with clarity and confidence. In addition to Social Security, we also educate on key topics like Medicare and estate planning, helping you understand how each piece fits into your overall retirement strategy. Whether you're approaching retirement or supporting a loved one through the process, this course provides practical guidance and real-world strategies to help you avoid costly mistakes and plan with confidence.
Life Insurance
Life insurance is more than a policy. It is a way to protect your family and ensure financial stability when it matters most. Whether you are looking to provide for loved ones, cover final expenses, or leave a meaningful legacy, we help you find the right solution based on your needs and goals. Our personalized approach ensures your coverage aligns with your broader financial plan, giving you lasting peace of mind.
Income Planning Assessments
Planning your retirement income is key to long-term financial confidence. Our income planning assessments take a close look at your current resources, future needs, and spending goals. We evaluate where your money is coming from, how long it will last, and how to make it work more efficiently for you. With expert insight and a personalized strategy, we help you create a reliable income stream that supports your lifestyle throughout retirement.
Estate Planning
Estate planning is an essential part of securing your legacy and protecting the people you care about. It involves more than just creating a will. It is about making thoughtful decisions now to ensure your wishes are carried out in the future. We guide you through key areas like wills, trusts, beneficiary designations, and healthcare directives, helping you put a clear, legally sound plan in place. With the right support, estate planning becomes a simple and empowering step toward peace of mind.
Workshop Objectives
Learn important rules that affect the amount of retirement benefits you collect, as well as strategies for coordinating Social Security with other sources of retirement income
When your benefits may begin, and how the age at which you apply will affect the amount you receive
How to maximize Social Security benefits and how to minimize taxes on them
Strategies to consider before deciding to apply for benefits
How your current employment will affect benefits
What to do if you have other income from pensions or IRAs, too
What is the future of Social Security and what it means to you
When it makes sense to delay benefits -and when it does not
How the wrong Social Security decision can cost you money
How two little known strategies could increase your family income and survivor benefits
Can you fix your Social Security election if you made a mistake?
How cost-of-living adjustments (COLAs) impact benefits
Learn how all of your assets fit together with Social Security to fund your quality of life in retirement
Medicare
Understanding Medicare can be challenging, especially with all the choices and fine print involved. We make it easier by walking you through your options, from Parts A and B to prescription drug plans and Medicare Supplements. Our goal is to help you make informed decisions based on your health needs, lifestyle, and budget. With personalized guidance, you can feel confident about your coverage and avoid the stress of costly surprises later on.
